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loan-against-property (LAP) offers several key benefits, making it an attractive financing option. It allows you to leverage the value of your property to secure a substantial loan amount, typically at lower interest rates compared to personal loans. The loan tenure is usually longer, reducing the monthly EMI burden and providing flexibility in repayment. Additionally, you retain ownership and usage of the property while accessing funds, making it a smart way to unlock liquidity for various needs, such as business expansion, education, or medical expenses. The versatility of LAP also includes fewer restrictions on the end use of funds, offering greater financial freedom.
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